Financial security when you need it most.

Sometimes Life has a way of catching us off guard when we least expect it. Unfortunately, this can sometimes result in the premature death or illness of a Husband / Wife / Partner or loved one.

While no planning can take away the emotional sadness that occurs when these events happen, by implementing a Life Insurance Plan you can provide a “safety net” or a level of financial security for those who are left behind.

Life Insurance is an insurance product where you make a monthly payment to an insurance company in return for a lump sum payment to your family / mortgage / business should you die within the term of the Life Insurance plan.

This lump sum payment can be used as you wish to maybe pay off bills or the mortgage, or it could give your family an income for years to come when they need it most.

Mortgage Protection

Mortgage Protection is the cheapest form of Life Insurance on the market today. This policy guarantees that in the event of a death of a plan holder a lump sum is paid out to pay off your mortgage. Receiving proper advice is crucial in ensuring your Mortgage Protection Plan will pay off your mortgage and guarantee security for those who are left behind.

You can choose to take out life insurance by itself, or as part of a broader life policy, providing other benefits such as specified illness cover.
All Life Insurance Companies which Patrick J Stewart Financial Services has agencies with provide free child serious illness benefits on their Term Insurance Plans once a parent has cover in place.

Term Insurance

Term Insurance is a Life Insurance plan which guarantees to pay certain benefits within a specified term. You can usually specify a term of 5 – 40 years depending on your age at the time of policy inception. This type of policy is ideal for couples or for family protection as there are numerous benefits in addition to Life Cover which you can attach to this type of plan such as Illness Cover, Accident Cover and Hospital Stay Cover to give you and your family security when you need it most.

All Life Insurance Companies which Patrick J Stewart Financial Services has agencies with provide free child benefits on their Term Insurance Plans once a parent has cover in place.

Whole of Life Insurance

Whole of Life Insurance is a plan that covers the plan holder or holders for the whole of their natural lives providing that the premiums are being paid to the policy. This type of plan guarantees that a lump sum will be paid on the death of the life / lives insured under the policy.
Request a callback or call 0743 60826 to arrange a “FREE NO OBLIGATION” appointment at a time that is convenient to you.